Last checked: 2026-09-28
This page names Stripe’s support article “Taxes on Stripe fees for businesses based in Canada”, fetched 28 September 2026. The page without JavaScript shows only a warning. The answer text is in the page data and is what this guide uses. It does not reprint the article’s tax percentages. It is not tax, legal, or accounting advice. The same article says Stripe cannot provide tax advice and recommends a tax advisor. Recheck the article before you rely on a rate.
The article asks whether the tax change impacts sales you make to your customers. Its answer is no. The change pertains solely to Stripe fees that Stripe charges for the products and services Stripe provides to you.
Merchant acquiring and payment processing service provided by Stripe to you in Canada are not impacted. The article says they continue to be treated as exempt, meaning not subject to tax. A later heading says payment processing fees charged to you by Stripe will be tax exempt.
Do not subtract GST or HST from the card-not-present processing fee because of this article. The article says that processing fee stays exempt. The separate card-not-present page is the fee table, not this one: Stripe Canada card-not-present fees.
The article says software-as-a-service products are subject to GST/HST. It names revenue products such as Billing, fraud-prevention products such as Radar, reporting products such as Tax, and analytics products such as Stripe Sigma. It also says Stripe charges GST/HST on sales of Terminal hardware and accessories based on the ship-to address of each order.
The rate follows the province or territory of the business address under Business Settings in the Dashboard. The article lists one GST rate for Alberta, British Columbia, Manitoba, Northwest Territories, Nunavut, Quebec, Saskatchewan, and Yukon. It lists a separate HST rate for Ontario, a separate HST rate for Nova Scotia, and a separate HST rate for New Brunswick, Newfoundland and Labrador, and Prince Edward Island. This guide does not reprint those rates.
The article says you may be entitled to an input tax credit for GST/HST and that Stripe provides a tax invoice. It tells you to ask an accountant or tax advisor before treating that as a reclaim. This page does not decide that you can reclaim it.
Starting May 1, 2026, if your principal place of business is in Quebec, the article says Stripe also charges QST on taxable supplies, in addition to GST. This guide does not reprint the QST rate or the GST rate.
If your principal place of business is in British Columbia or Saskatchewan, the article says Stripe charges PST on the SaaS products it names, in addition to GST. As of January 1, 2026, if your principal place of business is in Manitoba, it says Stripe charges PST on taxable supplies. It also says Stripe charges PST on Terminal hardware and accessories shipped to British Columbia, Saskatchewan, and Manitoba. This guide does not reprint those PST rates.
The article says Stripe Payments Canada Ltd is registered for taxes in Canada and will charge and collect taxes on fees to Stripe merchants in Canada as required. That sentence is about Stripe’s fees to the merchant. It does not say whether you must charge GST/HST on a download. Registration for your own sales is a separate question, including the small-supplier tests: GST/HST threshold for digital sellers.
KeepCAD 2026 maps who is the merchant on a digital sale. It does not subtract GST from the payment-processing example, because this article says that fee is tax exempt.
Source: support.stripe.com/questions/taxes-on-stripe-fees-for-businesses-based-in-canada (fetched 28 September 2026). Recheck it. Not tax advice.